Are Capital One Spark cards metal?

Are Capital One Spark cards metal?

Capital One Spark cards: Are they metal?

Capital One offers a range of credit cards under their Spark brand, catering to the needs of small businesses. These cards come with various benefits, such as cash back on purchases, customizable spending limits, and detailed expense tracking tools. However, when it comes to their physical appearance, not all Spark cards are made of metal.

The Metal Spark cards:

Capital One introduced metal versions of their Spark cards in recent years, adding a touch of luxury and uniqueness to their lineup. Metal credit cards have gained popularity among consumers due to their premium feel and durability.

Currently, the following Spark cards are available in metal form:

1. Capital One Spark Cash for Business: The metal version of this card offers unlimited 2% cash back on all purchases. With a sleek and sturdy metal design, it stands out in your wallet and makes a statement.
2. Capital One Spark Miles for Business: This metal card is ideal for businesses that frequently travel. It offers unlimited 2X miles on every purchase and has no foreign transaction fees, making it a great choice for international use.

These metal Spark cards are visually appealing and often come with added benefits such as premium customer service and exclusive cardholder events.

Non-Metal Spark cards:

While the aforementioned Spark cards have metal versions available, other cards in the Spark lineup are made of traditional materials.

These non-metal Spark cards include:

1. Capital One Spark Classic for Business: This card is designed for businesses with average credit and offers 1% cash back on all purchases. It is made of standard card materials.
2. Capital One Spark Cash Select for Business: With unlimited 1.5% cash back on all purchases and no annual fee, this card targets businesses seeking simplicity and value. The card is not metal.
3. Capital One Spark Miles Select for Business: Similar to the Cash Select card, this version is made of traditional materials and offers 1.5X miles on every purchase.

Why choose a metal Spark card?

Opting for a metal version of the Capital One Spark cards can provide several advantages. Firstly, the weight and texture of a metal card give it a premium and luxury feel, which can be appreciated by cardholders. Additionally, these metal cards often come with enhanced benefits, such as higher credit limits, personalized services, and access to exclusive events.

Closing thoughts

While not all Capital One Spark cards are made of metal, the ones that do offer a unique and upscale experience. The choice between a metal or non-metal version ultimately depends on your preference for aesthetics and the additional features that come with the cards. Consider your business needs and personal preferences to select the best Spark card for you.

Frequently Asked Questions

Yes, Capital One Spark cards are made of metal. They have a sleek and durable design.

Capital One Spark cards are made of stainless steel, which gives them a premium and luxurious feel.

No, not all Capital One Spark cards are made of metal. Only certain versions, such as the Spark Cash and Spark Miles cards, are made of metal.

No, there are no additional fees associated with receiving a metal Capital One Spark card. It is provided to eligible customers at no extra cost.

Yes, you can request a metal Capital One Spark card if you already have a non-metal version. You may need to contact customer service to make the request.